Car Breakdown Cover - Cheapest Insurance Guide UK

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Choosing the right level of car breakdown cover in the UK isn't always easy, especially when you are looking for the cheapest insurance policy available. Whilst you don't want to waste money on a policy that is too comprehensive for your needs, you also want to feel that you are going qualify for roadside assistance no matter where or when you breakdown. There are lots of factors to consider, and ultimately the type of policy that you take out depends on your own personal needs and circumstances.

All breakdown assistance providers will have slightly different levels of cover, but asking yourself the following questions should help you to narrow down your options when looking:

1. Do you want assistance if you car breaks down close to home?

Most standard policies only cover you when you are a certain distance away from your home address, so covering yourself for call-outs to your home is likely to carry an extra charge.

2. If your vehicle cannot be fixed straight away and needs to be taken to a garage for attention, is it likely that you would need a lift home?

If you want your cover to include personal transportation should your car need to be taken to a garage, you may have to pay a higher premium.

3. Is the membership just for you, or for other members of your family?

Joint or family membership (typically two adults and two children under the age of twenty-one) will cost you more than single membership.

Click here for information on FSA regulations in the UK.

CLICK HERE FOR A DIRECTORY OF BREAKDOWN INSURANCE PROVIDERS