Breakdown Insurance UK - Online Car Cover

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If you're the type of person who doesn't know their oil pump from their head gasket, and you think a fan belt is some sort of fashion accessory, it might be wise to invest in some car breakdown insurance. This site is designed to give you the answers to all the common questions you might need to know before taking out cover in the UK.

Am I covered if I breakdown in someone else's vehicle?

Most membership schemes cover the policy holder, and not their vehicle. This means that you can call for assistance if you breakdown in someone else's car, mo matter whether you are the person driving or a passenger, or whether the owner of the vehicle has their own cover or not.

How long will I have to wait before I get assistance?

Many of the leading breakdown insurers have sophisticated tracking and navigation systems, and will endeavour to get to you as quickly as possible. As a guide, this usually takes between thirty and forty minutes, but can be longer or shorter depending on your location. Companies will have details of standard call-out times, so make sure you enquire about their performance history.

What if I need to get somewhere urgently?

Your car breaking down can be frustrating at any time, but if you're in a rush or have got an urgent appointment to get to, the whole process can become a major problem. Some breakdown services offer cover that will actually drive you to your destination (depending on distance), and then return to your car without you to fix the problem. This can be a real life saver in certain circumstances, so it is worth checking with the insurer whether they offer this facility or not.

Click here for information on FSA regulations in the UK.

CLICK HERE FOR A DIRECTORY OF BREAKDOWN INSURANCE PROVIDERS